VA is a benefit, not a favor.
For eligible borrowers, a VA loan can provide competitive financing with options for a low down payment and no monthly private mortgage insurance. Qualification, entitlement, property eligibility and underwriting requirements still apply.
Experience beyond the basic VA purchase.
Rafael works extensively with VA financing, including construction, transactions involving land and a home, manufactured homes when eligible, appraisal questions, entitlement issues and files that require close coordination.
Vetted VA Professional | VVA3
Rafael is a Vetted VA Professional and an active part of the Vetted VA community, which focuses on education, accountability and serving Veterans and military families.
View Rafael’s Vetted VA Profile
What we help you understand
You will see the payment, estimated cash to close, funding fee considerations, seller concession limits, property requirements and factors that could affect approval before major decisions.
- Certificate of Eligibility and entitlement
- Occupancy and property eligibility
- VA appraisal and minimum property requirements
- Residual income and debt analysis
- Funding fee exemptions when applicable
No government endorsement
Lima Charlie Home Loans is a vanity/team brand powered by Edge Home Finance, LLC. Neither Lima Charlie Home Loans nor Edge Home Finance, LLC is affiliated with or endorsed by the U.S. Department of Veterans Affairs, Department of Defense or any government agency.