VA loan basics
Understand entitlement, funding fees, appraisals, occupancy, property requirements and how VA financing affects an offer.
Building with a VA loan
Learn how land, builder approval, plans, budget, appraisal, draws and the permanent loan fit together.
- Read the VA One-Time Close guide
- Prepare questions for your builder
- Understand possible cash needs
Planning for your first home
Work backward from a comfortable payment, estimate cash to close and understand what makes a preapproval useful.
Construction readiness
Before signing a contract, confirm lender structure, builder eligibility, draw expectations, land title and realistic budget.